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Exclusions in States That Have a Statutory Standard Form Fire Insurance Policy
Originally published by Kevin Pollack. Insurers often issue property insurance policies intended cover multiple perils (e.g. water damage and fire). While insurers often include a number of exclusions...
View ArticleArlington Hailstorm Damage Lawsuit
Originally published by Jeff Raizner. Our client, a local commercial building owner, was forced to file a lawsuit against Zurich American Insurance Company after its hailstorm damage claim was...
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Building Losses Before Demolition
Originally published by Chip Merlin. A public adjuster asked me for a copy of Cigna Property & Casualty Insurance Company v. Verzi1. It involves a fairly uncommon situation where a building is...
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Reminder of Why It’s Important to Read Your Policy
Originally published by Jennifer Van Voorhis. The most important question asked following a loss will always be “am I covered for this”? As a gentle reminder to our readers, the best way to determine...
View ArticleTypes of Hurricane Property Losses Covered by Commercial Insurance Policies
Originally published by Denied Insurance Claim Blog. Commercial properties suffer major losses in hurricanes and tropical storms every year. Attorney Bill Voss often speaks with policyholders and...
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It Never Rains in Southern California (but it pours)
Originally published by Jennifer Van Voorhis. Mario Lopez was a guest host on the Today show the other day, and described his recent property loss where his backyard collapsed into the street. Photos...
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Are Unauthorized Tenant Property Alterations Covered Under A Landlord’s...
Originally published by Kevin Pollack. Are a tenant’s unauthorized renovations to landlord property covered under a landlord’s property insurance policy? The outcome likely depends on how the issue is...
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Is a Dispute Over General Contractor Overhead and Profit Appropriate for...
Originally published by Edward Eshoo. In Windridge of Naperville Condominium Association v. Philadelphia Indemnity Insurance Company,1 a federal district court in Illinois recently addressed the issue...
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Unfair Fire Insurance Claim Settlement Practices Used Against Policyholders
Originally published by Denied Insurance Claim Blog. When a major fire causes property damage and destruction, policyholders cling to the fact that they have insurance coverage for their businesses....
View ArticleCity-Owned Buildings and the National Flood Insurance Program
Originally published by Denied Insurance Claim Blog. Major floods cause major losses, and cities are not immune to the impact. Like residential policyholders and businesses, communities are also under...
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